Do YOU Have A Lawsuit Filed?

Do YOU Have A Lawsuit or Other Action Against RCO/NWTS?

We are publishing actions against Northwest Trustee Services and/or Routh Crabtree and Olsen in order to help unify the efforts of consumer protection attorneys who are collaborating to bring these monsters to justice. If you would like YOUR lawsuit published to benefit other victims and attorneys, please send it to: Socialapocalypse@gmail.com

Friday, July 26, 2013

Routh Crabtree Olsen Complaint to Washington Attorney General-Trustee Conflict of Interest

Routh Crabtree Olsen Complaint to Washington Attorney General-Trustee Conflict of Interest


David E. Fennell Bar Complaint

David E. Fennell Bar Complaint


Discipline File of Attorney David E. Fennell of Routh Crabtree Olsen and Northwest Trustee Services.

Discipline File of Attorney David E. Fennell of Routh Crabtree Olsen and Northwest Trustee Services.


Deposition of Yvonne "Vonnie" McElligott Foreclosure Team Manager for Northwest Trustee Services

Deposition of Yvonne "Vonnie" McElligott Foreclosure Team Manager for Northwest Trustee Services-Oh and she is also the "Assistant Vice President" if needed...


Deposition of Claire Swazey, Foreclosure Team Manager for Northwest Trustee Services

Claire Swazey is a "foreclosure team manager" and works for Northwest Trustee Services. This is the record of her deposition by Washington Attorney Ha Dao in June, 2013


Deposition of Northwest Trustee Services Vice President Jeff Stenman by Washington Attorney Ha Dao

Jeff Stenman is the Vice President of Northwest Trustee Services, Inc.


Stephen Routh: CEO of "A Family of Companies" (That seize peoples homes)

The LinkedIN Profile of Stephen Routh.


Press Release: Northwest Trustee and RCO Focus of SAFE Organization For Trustee Misconduct

On July 11, Snohomish County Superior Court Judge Richard Okrent denied a motion to dismiss a case against both Quality Loan Service Corp. (QLSC), a Washington State trustee (foreclosing company), and McCarthy & Holthus (M&H), a California law firm representing the banks. The case alleges that QLSC did not act as a neutral party in a foreclosure as required by law, because the lawyers that own and operate M&H also own and operate QLSC.

Based on the above, SAFE (Standing Against Foreclosure & Eviction) is focusing its attention on the inherent bias of Northwest Trustee Services (NTS), the largest foreclosure company in Washington State, and Routh Crabtree Olsen (RCO), the law firm representing the banks. SAFE held a press conference at NTS's auction.

According to SAFE member Stephen Price, "NTS and RCO are involved in an unethical conflict of interest. NTS is required to act as a neutral party during the foreclosure process, but they are represented by RCO and owned by RCO lawyers. How can a homeowner expect fair treatment when the trustee is owned by lawyers representing the banks?"

"This conflict of interest," says Scott Stafne, the lawyer who filed the case against QLSC and M&H, "throws into jeopardy all the home sales done by Northwest Trustee Services. Anyone buying a home at an NTS auction could become embroiled in a legal quagmire."

SAFE: http://safeinseattle.org/
SAFE is a grassroots, non-profit organization made up of volunteers and homeowners dedicated to building a mass movement to stop bank evictions, achieve principal reductions, and put people before profit.

Thursday, July 25, 2013

Northwest Trustee Services Must Pay Estate $230K In Wrongful Auction


March 5, 2010

A King County judge on Friday ordered one of the West Coast's major players in the foreclosure industry to pay more than $230,000 to the estate of a disabled senior citizen whose Whidbey Island home was wrongfully auctioned off after she fell behind on payments.

A King County judge on Friday ordered one of the West Coast's major players (Northwest Trustee Services) in the foreclosure industry to pay more than $230,000 to the estate of a disabled senior citizen whose Whidbey Island home was wrongfully auctioned off after she fell behind on payments.

Legal experts say it appears to be one of the first home-foreclosure cases to reach a jury verdict in Washington.

At a foreclosure auction on Feb. 29, 2008, Quality Loan Service Corp. of Washington sold Dorothy Halstien's home for about $83,000 — even though her court-appointed guardian notified the company 11 days earlier of a signed contract to sell the house for $235,000 by mid-March.

Read More: CLICK HERE

Northwest Trustee Services and Routh Crabtree and Olsen PS Are Selling YOUR Title Report for $39

If you are being foreclosed on by Northwest Trustee Services Inc and Routh Crabtree Olsen PS, take a look at the web site of NW http://www.northwesttrustee.com/TSG.aspx

Apparently they sell your title report to the PUBLIC for $39.00. This is private information about you!

I called the title company that did the report for one of the foreclosed homes and they said they knew nothing about Northwest Trustee Services Inc W selling the report. They said that they didn’t approve, that the title report they issue (that you get charged over $1000+ and then even you cannot get one given to you by the trustee) is private and solely for the trustee and beneficiary.

Routh Crabtree Olsen PS is the actual entity that sends out the report. They are owned by Stephen Routh, attorney. Routh Crabtree acted as the debt collector – so that is then a violation of the Fair Debt Collection Practices Act USC 15 1692.

They are divulging private information that they obtained in the course of business being hired by your lender to sue you, and reselling it and making a profit. Deplorable.

In the Northwest Trustee Services web site, it states they’ve performed over 100,000 foreclosures….
BUT they do make mistakes.

Make sure that the assignment of deed of trust and the appointment of successor trustee (naming Northwest Trustee Services Inc) has been recorded in the county where the property is. Often it gets recorded wrong or not at all.

There was one trustee that recently lost in court in WA and had to pay the borrower $250,000 because they didn’t practice “good faith” to all parties. Apparently there was a sale, but they ignored the sale and foreclosed anyway…If you want info about that case: http://seattletimes.nwsource.com/html/localnews/2011270826_halstien06m.html

Northwest Trustee Services squeezes more profits from home foreclosures with one-stop model

Rim Publications LLC is bullish about the newspaper industry.

The Bellevue, Wash.-based company and its affiliates have in the past two years bought or started up six weekly newspapers in the Northwest. It could buy as many as 50 more in the Western states, said Rim co-founder Stephen Routh.

Strangely, the moves have more to do with the booming and controversial business of home foreclosures than with journalism.

Routh is also CEO of Bellevue-based Northwest Trustee Services Inc., whose one-stop shopping business model has made it the largest foreclosure trustee in the region. Owning newspapers will reduce costs for Northwest Trustee's lender clients and could make foreclosures more profitable for Routh's firm.

You CANNOT miss this, read the whole article: CLICK HERE

A Cop Owning A Bail Bonds Company: ILLEGAL. A Foreclosure Mill Controlling A Foreclosure Trustee Company: ALSO ILLEGAL But It's Happening

On behalf of the UNREPRESENTED Non-Judicial foreclosure victims of fraud in non-judicial states (There are 27 of them, which obviously is the majority of the nation by no small coincidence), I present the following question:

If a police officer cannot own a bail bonds company (and he can't, it's against the law), then why can a foreclosure mill control a foreclosure trustee company by common ownership?  The conflict of interest is impossible to ignore.  Consider for a moment what could naturally be assumed if a cop owned a bail bonds company... he makes money from people getting put in jail.  Yes, that would be a bad thing, I think, don't you?  That's a good law, cops can't own bail bonds companies, neither can judges, corrections officers, or their families. The potential for public harm is too great.  The likelihood of corruption is very high.

By the way: The definition of "Foreclosure Mill" accepted universally is: A firm who handles the complete process of a foreclosure action for their clients.  By this definition (and their own description below) Routh Crabtree Olsen IS a "Foreclosure Mill".  And, foreclosure mills make good money, in case you didn't know, and business has been pretty brisk lately.
FLOUR Mill: Manufactures FLOUR
PAPER Mill: Manufactures PAPER
STEEL Mill: Manufactures STEEL
SAW Mill: Manufactures LUMBER
FORECLOSURE Mill: Manufactures Foreclosure Actions

The bottom line: If profit is made through successful foreclosure action, then it is unacceptable for the beneficiaries of that company's profit to be in a position of authority and exclusive deference to forward a foreclosure's progress outside of the judiciary.
 
After bringing their attention to multiple, serious material errors in the foreclosure action, borrowers are left TWO choices:
1. Pay an attorney a LARGE retainer (IF they can find one, which is a whole OTHER story) and file a lawsuit.
2. Get foreclosed on.

It is my opinion that Washington State residents are often WITHOUT DUE PROCESS in any form in a foreclosure action.  People who don't have a $10,000 retainer or a law degree are hopelessly doomed to a likely unlawful foreclosure.  This immense conflict of interest is silently churning people into the streets UNCHECKED.  No court appearances, no judge reviewing the docs, nothing.  Just a sign hung on the door saying, "Notice of Trustee's Sale".  If the homeowner is not extremely educated about the legal process, they will be homeless in 120 days.  That's DAMN FAST when you can't even FIND an attorney who knows how to defend a wrongful foreclosure action.  In Washington State, there are arguably about 5 now.  Guess how busy they are?  Uh huh.  Forget it. It's actually that simple.  That is why the bankster created the NON JUDICIAL foreclosure.  It's a dream come true.

Quoted from the Routh Crabtree Olsen website on March 23rd, 2011: http://www.routhlegal.com
"Routh Crabtree Olsen is uniquely positioned to be a one-stop shop for clients with holdings in the Western United States."

"We are a group of companies based in the Northwest with offices across the West Coast. Our companies include:

Routh Crabtree Olsen, PS: Full service mortgage banking law firm dedicated to the representation of the mortgage banking and default servicing industry
Northwest Trustee Services: Full service Trustee Company providing default services to mortgage lenders (my note: they forgot that they have an obligation to the borrower as well according to Washington State Law, See Cox v. Helenius regarding trustee misconduct)
Northwest Title Company: Growing, full service title insurance agency that specializes in residential and commercial transactions.
FEI: Premier trustee support service provider in multiple states. Your single source for Posting, Service of Process, Publication, Trustee Sales, Property Preservation Services.
USA-Foreclosure.com: Nation’s largest non-subscription base Website publicizing property scheduled for Foreclosure Auction."

(my note: Where for $40 ANYONE can order a title report that is arguably only supposed to be available to certain people according to privacy laws.)

 They are in NINE STATES.   Consider their capacity. They are invoicing themselves like crazy, the amounts of which are, of course, added to the BILL TO THE BORROWER, and, incidentally, paid BEFORE the investor receives his money from the foreclosure.

UNBELIEVABLE.

The Face of Evil: Northwest Trustee Services-The West's "David J. Stern"

It seems Northwest Trustee Services and their “sister” lawfirm Routh Crabtree Olsen,  was singing about how happy they are because they are bullish on the destruction of hearth and home throughout their little empire of the Inter-mountain West,  Alaska and Hawaii.  In it,  Stephen Routh,  exclaims “There’s misery coming” and then spends the rest of the article bragging about how he intends to make $erious hay from bringing it to a community near you.  You can almost hear his hands rubbing with glee as he counts the money he will make from providing ALL the services a foreclosing party might wish to utilize from substitute trustee services,  to law firm services,  process service,  rental and property management to the main thrust of the story,  how he is buying up small community newspapers so he can pocket the money currently being spent in newspaper advertisements.  Can’t leave a trick on the table,  doncha know?  It seems there is money in Mi$ery.

Needless to say,  it has caused a fair amount of outrage in the title defense community up here.  All of us know RCO,  or rather,  wish we didn’t.  They really are nasty people.  They appear to file false documents with impunity,  quickly invoke the ‘Free House’ whine,  and,  in the collective experience of those who have had the misfortune to deal with them,  generally represent the nastiest of all nasty stereotypes you can think of about lawyers.

via blog.chinkinthearmor.net

Full Deposition Of Northwest Trustee's Jeff Stenman-WOW

Defendant Northwest Trustee Services, Inc. (“NWTS”) submits the following in reply to

Plaintiffs Response and Objection to Motions for Summary Judgment Brought by Northwest

Trustee Services, Inc. and OneWest Bank (“Response”).

I. REPLY ARGUMENT

A. The Court Must Strike Claims Plaintiff Attempts t0 Plead For the First Time in Response to NWTS’ Motion for Summary Judgment.

A party who fails to plead a cause of action “cannot finesse the issue by later inserting the theory into trial briefs and contending it was in the case all along.” Lundberg v. Coleman, l 15 Wn. App. 172, 180 (2002) (because claims were “not substantiated in any ofthe pleadings" plaintiff was barred from raising them).

ln White v. Kent Medical Center, the Court 0f Appeals held that 0n summary judgment new issues may not be raised in rebuttal materials. See White v. Kent Medical Center, 61 Wn. 163, 168, 810 P.2d 4(1991). A pleading is insufñcient when it does not give the opposing`party fair notice of what the claim is and the ground upon which it rests. Lewis v. Bell, 45 Wn.

App. 192, 197, 724 P.2d 425 (1986). “Because the complaint failed to provide fair notice of the claims, the trial court's decision to strike the claims was not an abuse of discretion.” Salumeri-Maschersky v. Countrywide Funding Corp., 105 Wn. App. 846, 857, 22 P.3d 804, 810 (200l ).
Here, the Court should strike the claims Plaintiff pleads for the first time in her Response.

l. Plaintiff Claims NWTS’ Employee, Vonnie McElligott, Lacked AuthorityI to Sign on Behalf of MERS For the First Time in Response to NWTS’ Motion for Summary Judgement.

MUST SEE: Entire Deposition, CLICK HERE

Aloha State Residents Allegedly Lost Millions in Foreclosure Sales Because Of Routh Crabtree and Olsen

Hawaii is seeing a number of lawsuits against banks related to allegedly unfair foreclosure sales practices, The Honolulu Star-Advertiser reported Tuesday.

Lawsuits have been brought against Deutsche Bank National Trust Co., Bank of America, U.S. Bank N.A., and Wells Fargo. In addition, a suit has also been filed against Routh Crabtree Olsen, a Washington firm with offices in Hawaii, for its alleged involvement.

The lawsuits allege that state residents received lower prices than they should have for their properties sold through non-judicial foreclosure auctions. The plaintiffs say that these institutions committed multiple violations of state non-judicial foreclosure laws and kept residents from getting the highest possible prices for their properties.

Read More: CLICK HERE

Borrowers Lost Out To Banks, Suits Say About Northwest Trustee Services and Routh Crabtree and Olsen

Homeowners should have seen their properties sold for higher prices, according to the plaintiffs' court filings

By Ken Kobayashi, Star Advisor

Hundreds of Hawaii residents should have received higher prices for their properties sold through nonjudicial foreclosure auctions during the past four years, according to lawsuits recently filed on behalf of borrowers who allege unfair and deceptive practices by four major banks.

A fifth lawsuit alleges that a Washington law firm, Routh Crabtree Olsen (RCO), and others that assisted in the auctions committed multiple violations of the state nonjudicial foreclosure laws during those years and interfered with the residents getting the highest price for their properties.

GREAT Story, Read Full Version CLICK HERE

McKenna Returns $14K Donation From Foreclosure Trustee Firm

OLYMPIA, Wash. (AP) — Republican gubernatorial candidate and state Attorney General Rob McKenna has returned nearly $14,000 in donations from people tied to a firm that helps mediate foreclosures.

McKenna's office had put the company, Northwest Trustee Services, Inc., on notice in 2010 that they could face investigation, but his campaign accepted donations from the donors on Sept. 30. He has since returned the money, according to an amended financial disclosure form that was submitted on Feb. 9, the same day McKenna announced Washington state's share of a $25 billion settlement with the nation's biggest mortgage lenders over foreclosure abuses.

McKenna campaign spokesman Charles McCray said that the timing was a coincidence, and noted that the refund was made on Feb. 2, and that the Feb. 9 filing was in advance of a Feb. 10 filing deadline.

"The mortgage settlement is unrelated to the refunds," he said. "The important part to focus on is that we made the refund."

The $13,800 in donations was made by three attorneys, and two wives, associated with either the law firm Routh, Crabtree, Olsen, or Bellevue-based Northwest Trustee Services Inc. The law firm is an affiliate of the trustee.

Read MORE: KOMO News

Largest Foreclosure Mill In The West Gets Hit With Ethics Complaint Due To Premiums

A lawyer representing The Bulletin of Bend and the Redmond Spokesman
newspapers has filed an ethics complaint with the Oregon State Bar against an executive of the Northwest's largest foreclosure trustee, accusing the company of secretly marking up the cost of foreclosure legal ads to its lender clients.

Michael Dillard, of the Karnopp Petersen law firm in Bend, filed the complaint last week against David Fennell, a lawyer and a principal owner of Northwest Trustee Services, which by its own account has handled more than 250,000 foreclosures.

Dillard alleges that Northwest Trustee and its advertising operation, FEI, charged its clients an undisclosed 18 percent premium over the actual price. These "deceptive and dishonest" tactics, Dillard said, allowed FEI to collect from its clients about $360,000 more than it actually paid for the foreclosure notices published in the Redmond newspaper just since 2009.

Those costs were then presumably passed on by banks to homeowners and others, Dillard said.

Stephen Routh, CEO of Northwest Trustee Services, denied that FEI was charging a secret premium. "The markup was fully disclosed to it customers," Routh said. "It's how they make a profit."

Read More: OregonLive.com

Northwest Trustee Services and Routh Crabtree and Olsen CONTINUE to Conduct Trustee Sales on THEIR OWN PROPERTY!

This email went out to all subscribers to the www.USA-Foreclosure.com website which is owned and governed by common executives who founded ALL of these companies. PCC, or Pacific Corporate Center, is a privately owned multi-plex, housing BOTH Northwest Trustee Services and Routh Crabtree Olsen (their "Sister Firm") and legal representation. Who owns PCC? Routh Crabtree Olsen. Not only are they conducting Trustee Sales on PRIVATE property, they are conducting them ON THEIR OWN PROPERTY and restricting access by making it more troublesome for people to attend.
If you have been to Seattle, you know that, as the locals say, "There is NO FREE PARKING in Seattle". It is also VERY crowded and very busy.  It would probably be uncontested for me to say that if you wanted to attend a foreclosure auction at this location, you would have to be determined, to say the least. 
All I can say is, "WOW".
This is the email they sent out. What they are doing reflects their intention to make it more difficult for people to attend the auctions that aren't INVESTORS and "vetted bidders".
September 22nd, 2011
Dear user:
We are sending you this e-mail because you are a registered user of USA-Foreclosure.com (USAF).
Beginning Friday, September 23, 2011, the Pacific Corporate Center (PCC) will have a new off-site parking location for attendees of the King County foreclosure auctions that take place at PCC every Friday. The new location of the PCC off-site parking is located just north of the PCC and directly across the I-90 freeway at 13620 SE Eastgate Way, Bellevue, WA 98008. Maps and directions can be found visiting PCC Off-site Parking for Auction Attendees page posted in our website.
A PCC Shuttle is provided to transfer attendees between the building and the new off-site parking every 30 minutes. Attendees are advised to call 425-586-1900 or 425-586-1901 to request a pick up, or talk directly to the uniformed lot attendant to call the shuttle for pick up.
PCC Shuttle drop-off locations are as follow: a) At the PCC front door outside the reception lobby and b) PCC off-site parking lot entrance as marked.
PCC advises attendees that vehicles parked at PCC (13555 SE 36th St, Bellevue, WA 98006) without a permit will be subject to tow at the vehicle owner’s expense.
Thank you for your patronage
USAF wants to take the opportunity to thank you continued support and for making USA-Foreclosure the website of choice of foreclosure investors. USA-Foreclosure.com will continue to provide to you the latest foreclosure data direct from the trustees and free of charge.
USA-Foreclosure.com
Contact us for any questions: info@usa-foreclosure.com

Washington's Largest Foreclosure Company Charged With Conflict Of Interest-Home Auctions In Legal Jeopardy

Press Release:

Every morning scores of Seattle foreclosed homes go on the auction block. The company that handles more of these foreclosure sales than all of its competitors combined is Northwest Trustee Services (NTS) of Bellevue. This Friday, however, was a bit different.
At 10:00 AM, SAFE (Standing Against Foreclosure & Eviction) held a press conference in the parking garage where NTS holds its auctions — while the auctions were underway.
SAFE claims that NTS and its sister company Routh Crabtree Olsen (RCO), a law firm representing the banks, have a conflict of interest in the foreclosure process. According to SAFE, this conflict could put all homes sold at auction in legal jeopardy.
Per SAFE organizer Stephen Price, "RCO and Northwest Trustee Services are involved in an unethical conflict of interest. Northwest Trustee Services is required to act as a neutral party during the foreclosure process, but they are represented by RCO and owned by RCO lawyers. How can a homeowner expect fair treatment when the trustee is owned by lawyers representing the banks?”1
A recent Snohomish County Superior Court ruling appears to support Price’s claim. On July 11, Superior Court Judge Richard Okrent denied a motion to dismiss a case against both Quality Loan Service Corp. (QLSC), a Washington State trustee (foreclosing company), and McCarthy & Holthus (M&H), a California law firm representing the banks. The case alleges that QLSC did not act as a neutral party in a foreclosure as required by law, because the lawyers that own and operate M&H also own and operate QLSC.2
Scott Stafne, the lawyer who filed the case against QLSC and M&H agrees with Price. "This conflict of interest throws into legal limbo home sales done by not only Quality Loan Service and McCarthy and Holthus, but possibly RCO and Northwest Trustee Services, which have a similar relationship. Anyone buying a home at an NTS auction could become embroiled in a legal quagmire." 3

Unlike auctions conducted at the King County Administration Building in Seattle, the Bellevue auctions are held in the garage of the building owned by RCO lawyers.

“This too," says Price, "is a violation of Washington law, which specifically states that all auctions must be held at a ‘designated public place.’” 4

RCO was in the news last year during the 2012 gubernatorial election. RCO and NTS partners donated $13,800 to Rob McKenna, but when McKenna found out his office was investigating RCO for fraud, he returned the money.5

Also, in 2004-05 the Oregon State Bar suspended David Fennell, a founding RCO partner.6 He’s again under review for ongoing fraudulent practices.7

Meanwhile, Lance Olsen, the managing partner of RCO, is currently under review by the Consumer Protection Division of the Washington State Attorney General’s Office for conflict of interest.8

In Hawaii hundreds of parties are suing RCO / NTS for fraudulent foreclosure practices.9

According to RCO's website, they cover 17 states and boast having "the largest geographical reach in the default services industry." 10 

"Throwing families out of their homes and onto the streets in more neighborhoods than any other company in the US is quite a boast," says Price. "We need to change from a society that rewards corporations for evicting families to a society that regards housing as a human right."

SAFE is a grassroots, non-profit organization made up of volunteers and homeowners dedicated to building a mass movement to stop bank evictions, achieve principal reductions, and put people before profit. For more information please visit SAFEinSeattle.org or call 206-203-2125.

1.     Per Washington State law RCW 61.24.010(4), a trustee “has a duty of good faith to the borrower, beneficiary, and grantor."

2.     Contact Stafne Law Firm for details: 425-345-2408.

3.     Per RCW 61.21.010(3), a trustee “shall have no fiduciary duty or fiduciary obligation to the grantor or other persons having an interest in the property subject to the deed of trust.”

4.     Per RCW 61.24.040(5), regarding foreclosure auctions, “The place of sale shall be at any designated public place within the county where the property is located and if the property is in more than one county, the sale may be in any of the counties where the property is located.”

6.  Seattle Story: Click Here 


8.   Sorry, not available at this time. Coming soon!


10.  See www.RCOlegal.com.

Please share this story on Facebook and Twitter and get the word out about these monsters.